Ask yourself: do you want your home to be protected in the event of flood, fire, theft or other accidental damage? Or would you rather deal with the expense and the stress on your own? Add to that the fact that some mortgage providers might require you to have buildings cover. It’s more than a minor detail.
We’ll cover your house and belongings against life’s unexpected events. We offer building and contents insurance – plus a range of added extras to make sure you get the protection you need.
Whether it’s theft, damage by extreme weather, fire, burst pipes and other losses - we offer two main types of cover:
This protects you against damage and loss to your building (including outbuildings, exterior and interior walls, roofs and flooring, amongst other things). With Trade Value Group, you’ll get:
All of this plus much more. See our full policy documents for more details.
This protects you against loss, damage or theft of your belongings. It’ll cover things like your sofa, TV and valuables. With Trade Value Group, you’ll get:
All of this plus much more. See our full policy documents for more details.
Our optional extras mean you don’t have to pay for things you don’t need. But if you do need them, we’re here for you. These include:
Our HomeSure and HomeSafe policies include some of these as standard. See our full policy documents for more details.
Keep your details handy. These will include details of your property – from type, number of bedrooms and who lives there, in addition to details about you.
We’ll help take care of your home at every stage of your life.
Choose from our HomeSmart, HomeSure or HomeSafe policies. Whatever you choose, feel at peace knowing that you’ve got protection against major risks like fire, flood, theft, escape of water and subsidence.
With plenty of extra benefits included, we’ll give you the cover that gives you peace of mind.
Here’s a breakdown of what our combined home insurance covers:
HomeSmart |
HomeSure |
HomeSafe |
|
|---|---|---|---|
| Buildings | £500,000 | £1,000,000 | Unlimited |
| Contents | £75,000 | £85,000 | £100,000 |
| Guaranteed repairs |  |
|
|
| Accidental damage for buildings | Optional | |
|
| Accidental damage for contents | Optional | Optional | |
| Alternative accommodation | £50,000 | £50,000 |
£100,000
|
| Personal possessions | Optional | Optional | £2,5005 |
| Emergency cash advance |
|
|
|
| Replacement keys and locks | £500 | £1,000 | £1,000 |
| Legal expenses | Optional - up to £50,000 | Optional - up to £50,000 | £100,000 |
| Home emergency cover | Optional - up to £1,000 | Optional - up to £1,000 | £1,500 |