Protect your buy-to-let
property with a Trade Value Group landlord insurance
policy
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Get a Landlord Insurance Quote
What is landlord buy-to-let insurance?Landlord insurance for buy-to-let properties provides protection from all sorts of damage to your property like subsidence or vandalism as well as storms and floods. If there is major damage to your property like a burst pipe, or a fire, the onus is on you to pay the bill. Repairs for a burst pipe could run into thousands of pounds and a fire could destroy your property. Having buy-to-let insurance would protect you from hefty repair bills. If you're a buy-to-let landlord, you'll need more than just home insurance to protect your property. Renting out property can be a risky business, so while you're not legally required to have landlord insurance for your buy-to-let property, you'll need to be properly covered if anything goes wrong. Without the right cover, unexpected incidents could leave you seriously out of pocket. Our landlord insurance cover, from just £120 a year*, is designed for buy-to-let landlords. So whether you let a small flat, a large house or a portfolio of properties, we've got you covered. It's the protection you'd expect from Trade Value Group. What does landlord buy-to-let insurance cover?Buy-to-let policies include: property owners' liability cover, employers' liability insurance and buildings insurance. It also includes loss of rent cover, which will protect you if your property suffers damage and becomes uninhabitable as a result. How do I insure my fixtures and fittings?With Trade Value Group, you can choose between two types of insurance to protect your property. Choose from: Buildings insuranceCover for the construction and shell of your property. It'll protect your building in case of fire, lightning or storm damage. Fixtures and fittings (defined as things that cannot be moved from the property) are generally covered by building insurance. Contents insuranceCover for the things you fill your property with i.e. anything which can be removed from the property. It'll cover your sofas, white goods, furniture, electrical equipment and other houseware.
Buy-to-let insurance FAQsDo I need landlord insurance for a buy-to-let property?Ordinary home insurance doesn't meet the needs of rental properties, that's why you need landlord insurance for your buy-to-let property. If I'm letting my buy-to-let property out as furnished, will my furniture be covered?No, you'll have an option to take out landlord contents insurance to protect everything from the furniture, to electrical or electronic items you provide for your tenants. Your tenants need to arrange insurance for their own contents and belongings. How much is landlord buy-to-let insurance?Buy-to-let insurance depends on the type of property you have, its location and other factors we need to take into account to make sure we give you the right level of cover. What do I need to get a buy-to-let insurance quote?
Get an online landlords' insurance buy-to-let quote swiftly and simply today, and you'll receive an automatic 10% discount. And once you're with Trade Value Group you'll benefit from an award-winning claims team1 that are on hand to help you when you need them most. A Trade Value Group Landlord Insurance policy can also provide a number of other cover options such as accidental damage cover, employers' liability insurance, contents cover, and loss of rent cover (if your property becomes uninhabitable due to damage). |
Up to £10 million property
owners' liability cover to protect you against third-party claims